Investment Make Money Online Malaysia Raiz

Raiz Malaysia

Are you looking for a smart and easy way to invest your money and achieve your financial goals? Do you want to start investing without affecting your lifestyle or spending habits? If you answered yes, then you need to check out Raiz Malaysia, the first micro-investment app in Malaysia that lets you invest the spare change from your everyday purchases automatically.

What is Raiz Malaysia?

Raiz Malaysia is a joint venture company between Raiz Invest Australia Limited, a subsidiary of ASX-listed Raiz Invest Limited, and Jewel Digital Ventures Sdn Bhd, a wholly-owned subsidiary of Permodalan Nasional Berhad (PNB), one of the largest fund management companies in Malaysia

Raiz Malaysia offers a mobile-first financial services platform that enables commission-free investing, portfolio management with automatic rebalancing and dividend reinvestment, and real-time account monitoring. You can download the Raiz app from the App Store or Google Play Store, or access it via their website.

How does Raiz Malaysia work?

Raiz Malaysia works by rounding up your transactions to the nearest ringgit and investing the difference into a portfolio of your choice. For example, if you spend RM 3.50 on a coffee, Raiz will round it up to RM 4 and invest RM 0.50 into your portfolio. You can also set up recurring or one-time deposits to boost your savings and investments.

Raiz Malaysia offers six portfolios that are structured with unit trust funds from reputable unit-trust management companies. The portfolios range from conservative to aggressive, depending on your risk appetite and financial goals. You can switch between portfolios at any time without any fees or penalties.

Raiz Malaysia also provides you with various features and tools to help you track your performance, set goals, learn about investing, and earn rewards. Some of these features include:

  • My Finance: A personal finance tool that helps you track your income, expenses, and net worth.
  • Raiz Rewards: A loyalty program that allows you to earn cashback from participating merchants when you shop online or in-store using the Raiz app.
  • Raiz Kids: A feature that lets you create sub-accounts for your children and teach them about saving and investing.
  • Raiz Invest University: An educational platform that provides you with articles, videos, podcasts, and quizzes on various topics related to finance and investing.

Why should you use Raiz Malaysia?

Raiz Malaysia is a great way to start investing without having to worry about the complexities and costs of traditional investing. By using Raiz Malaysia, you can:

  • Invest with as little as RM 5
  • Enjoy unlimited deposits and withdrawals without any fees
  • Benefit from automatic rebalancing and dividend reinvestment
  • Access your account anytime, anywhere
  • Learn about investing and improve your financial literacy
  • Earn cashback from your favourite brands

Raiz Malaysia is also backed by PNB, one of the most trusted names in the Malaysian financial industry. PNB has over 40 years of experience in managing funds for millions of Malaysians and has assets under management of RM 322.6 billion as at 31 December 2020.

How can you get started with Raiz Malaysia?

Getting started with Raiz Malaysia is easy and fast. All you need to do is:

  1. Download the Raiz app or visit their website
  2. Register for an account using your email address or phone number
  3. Link your bank account or debit card
  4. Choose a portfolio that suits your needs
  5. Start investing your spare change

You can also use my referral link or my referral code 66MVXN to get RM 10 bonus when you sign up and invest RM 50 or more within 30 days.


Raiz Malaysia is a revolutionary app that makes investing simple, accessible, and fun for everyone. Whether you are a beginner or an expert, Raiz Malaysia can help you grow your money and achieve your financial goals.

If you are interested in trying out Raiz Malaysia, don’t forget to use my referral link or my referral code 66MVXN to get RM 10 bonus when you sign up and invest RM 50 or more within 30 days.

Happy investing! ?

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