Shopping at MPH Online

A moment ago, I was browsing MPH Online and I found out that they are one of the merchant support secure online shopping with Verified by Visa. Guess what ? Although most merchant only stated that they accept Credit Cards or Bank Transfer only, you can always try using your Debit Card to purchase stuffs through these merchant’s website. I’ve already already made a few purchases online using Debit Card already.

Anyway, back to MPH. My youngest sister’s birthday is coming soon. Since I won’t be going back to hometown till next month, I decided to purchase some books for her online and have it delivered straight to my house. I bought 3 books for her and 2 books for myself.

This is what I bought earlier.

1. Popular Chinese Idioms

2. Origins of Chinese Names

3. Ratatouille : The Junior Novel

4. Instant Japanese

5. Instant Thai

Books 1 & 2 are from AsiaPac and it’s more like comics. Ratatouille… well I bet everyone knows what’s that right ? He he… My sis is reading Musical High School 2 novel at the moment.

Um, those languages books are for me. I’m not planning to get a bride from Thailand or Japan tho. Just simply buying them to learn a word or two. Who knows right ? I might need it if ever visit any one of those countries. I don’t wanna act like a chicken when I only wanted to buy a piece of Fried Chicken. =p

Verified by Visa for Public Bank Visa Electron

Here’s a guide on how to enroll your Visa Electron to a new service offered by Public Bank at to extra cost to enhance your PB Visa Electron. It is a Personal PIN similar to ATM PIN but it has 8 digits to add a second layer of protection against unauthorised usage of your card when you shop online. So far, I notice that Genting Highland online booking have already started to use this new system. For further information about VbV, please read Get Verified by Visa


Step 1. Point your browser to . Once the page has loaded. Scroll down until you see the following logo on the left navigation bar. Then click on it.

Continue reading

Get Verified by Visa

Verified by Visa is a system used by Visa as an added layer of security for online credit and debit cards transactions. A similar system is used by MasterCard under the name SecureCode (which is completely separate from verified by Visa, although it uses the same protocol).

“Verified by Visa” and “SecureCode” both are being introduced in conjunction with EMV as a means of shifting responsibility for fraud away from the credit card companies and also introducing more secure transactions, where the party not implementing the technology in question is held responsible for money lost due to fraud.

A transaction using Verified by Visa/SecureCode will initiate a redirect to the website of the card issuing bank to authorize the transaction either using private personal details kept by the bank, a user-chosen password, or, more securely, a one-time password. The Verified by Visa protocol recommends the bank’s verification page to load in an inline frame session. In this way, the bank’s systems can be held responsible for most security breaches.

Taken From Wikipedia, the free encyclopedia

If you are using Public Bank Visa Electron and wish to sign up for Verified by Visa, please read Verified by Visa for Public Bank Visa Electron

Tags: , , ,

How to reload your Public Bank Visa Electron

A lot of people started to use Debit cards nowadays. Currently there are 2 commonly used card in Malaysia which is the Public Bank Visa Electron & Ambank NexG prepaid Credit Card.

I’ve decided to make this guide because a lot of people PMed me in Lowyat Forum on How to reload their Public Bank Visa Electron card. It will be easier for me to ask them refer to this post instead of repeating the steps all over again.

Anyway, to reload your Visa Electron via Internet Banking, you need to have at least 1 Savings or Current Account linked to your Internet Banking account before you proceed to the next step.

Step 1. Point your browser to

Photobucket - Video and Image Hosting

Step 2. Enter your login ID and password

Photobucket - Video and Image Hosting

Continue reading